Customers pay upfront and get extra credit to spend in your shop. Pay €100, get €120 to use over the month: they get more, and you get paid first.
With Direct Credit, a customer pays you an amount upfront and receives more than that in store credit. You set the bonus: at 20%, a €100 payment becomes €120 of credit. The credit sits in their Gamma Wallet and they spend it at your counter, a little at a time.
It suits shops whose regulars come in weekly. Direct Credit can also run alongside your main reward model, so a customer can hold prepaid credit and collect their usual rewards at the same time. The credit can only be spent with you.
Most of a café's regulars buy a coffee every morning. The owner offered them a monthly top-up: pay €50, get €60 of credit.
Direct Credit adds the bonus and keeps the balance, so the barista only scans the customer's Wallet QR at each visit.
The café is paid at the start of the month, and its regulars have a reason to come back until the credit is used.
Try it free with Gamma Business →
A family restaurant wanted guests to book again after a big celebration dinner.
At the end of the meal, staff offer a top-up: pay €100 now and get €120 of credit for the next visits.
The next two or three dinners are already paid for, so the table comes back.
Try it free with Gamma Business →
A clothing shop wanted its regulars to commit before the new season's stock arrived.
Customers who top up before the season get a bonus on their credit and spend it as the new stock comes in.
The shop knows how much is already committed for the season, and the customer gets more for what they paid.
Try it free with Gamma Business →You are paid upfront, and the customer keeps coming back to use the credit.
More credit than they paid for, to spend on anything in your shop.
Yes. Direct Credit can run alongside any of the other models, so a customer can hold prepaid credit and take part in your main program at the same time.
Credit lasts 12 months by default, and you can set your own period for it. Customers see in Gamma Wallet when their credit expires.